International debt consolidating loans

Early repayment You may repay the loan in full or in part at any time before the final payment is due. Further borrowing If you already have a personal loan with us, you could be entitled to take out a further personal loan.

You can either: If you choose to re-finance your existing loan, your new loan amount must be at least £1,000 more than your outstanding loan balance.

If you choose to consolidate your debt, you'll have one loan repayment to worry about rather than several.

Debt consolidation loans allow borrowers to roll multiple old debts into a single new one, ideally at a lower interest rate.

You’ll pay fixed, monthly installments to the lender for a set time period, typically two to five years.

If you’ve got lots of different debts and you’re struggling to keep up with repayments, you can merge them together into one loan to lower your monthly payments.

Take note that interest starts accumulating upon graduation. In a manner of speaking, you can consolidate private student loans held with a bank.

Every day, many South Africans are taking out many loans with different terms, interest rates and instalments.


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